Funding options

Six ways to fund your business.

Here's how each option works and who it's built for. You don't have to pick one. Fill out the short form and I'll match you to the ones that fit.

Funding option

Next-day business funding

Up to $2,000,000

Working capital based on your revenue. Owners use it for hiring, inventory or a big job.

  • Based mostly on your monthly revenue, not just your credit score.
  • Money can land the next business day once you're approved and you've signed.
  • Good for hiring, stocking up, or taking a job that's bigger than your cash flow.
Funding option

Business line of credit

Up to $150,000

Draw what you need when you need it. The rest stays there for later.

  • You're approved for a limit and draw from it as you need it.
  • You generally pay on what you've drawn, not the whole limit.
  • Good for uneven months, seasonal businesses and owners who like a cushion.
Funding option

Same-day micro-funding

Up to $10,000

For a quick gap: payroll, a repair, or a supplier who wants paying now.

  • A smaller, faster option for a short gap.
  • Can fund the same day once you're approved.
  • Good for payroll, a broken piece of equipment or a supplier deadline.
Funding option

Same-day side-gig funding

$500 to $5,000

Smaller amounts for smaller businesses, so you don't have to be big to get started.

  • Built for newer and smaller businesses.
  • Can fund the same day once you're approved.
  • A way to get started and show a funder how you pay.
Funding option

Term and SBA loans

Longer terms

For bigger plans that need a slower payback, like a second location.

  • A set amount paid back over a set term.
  • SBA loans are made by lenders and partly backed by the SBA, so they usually take longer to close.
  • Good for a planned expansion, a buyout or refinancing.
Funding option

Equipment financing

Trucks to tools

Spread the cost of the equipment your business runs on.

  • The equipment itself usually backs the financing.
  • Spreads a big purchase over time so it doesn't drain your cash.
  • Good for trucks, machines, kitchen gear, tools and tech.

Clifton Business Funding is not a lender. Funding is provided by third-party funders through our funding partners, and every offer depends on the funder's credit review, background check and bank verification. Not every business will qualify, and amounts, speed and terms vary by funder. Amounts shown are the most a funding partner offers for that product, not what a typical business receives.

Not sure which one fits? Fill out the short form and I'll tell you which options make sense for your business.

See what you qualify for →